Product Builder inFintech & AI

Driving innovation in payments and intelligent systems. Bridging business and technology to ship impactful products.

Portrait photo of Abdelbaki Berkati

About Me

"Building financial technology products that create opportunity and trust"

I'm a product leader in fintech, payments, and AI systems, with a passion for shipping cross-platform products end-to-end, from defining roadmaps and PRDs to handling data, compliance, and CI/CD pipelines.

I've led product initiatives that adhere to strict financial regulations like ZATCA e-invoicing, SOCPA, Open Banking APIs, and AML/KYC, and have built microservice architectures designed for scale.

My expertise spans business development, technical project management, and product ownership. I bring a holistic approach that bridges business acumen with technical execution, driving measurable impact through data-driven decisions and cross-functional leadership.

Experience Timeline

Venture Lead

IdeacraftersAlgiersJan 2026–Present
  • Leading venture development and product strategy

Product Manager (Founder)

Nemra HQJeddahJun 2025–Dec 2025
  • Owns the product roadmap, OKRs, and sprints across web, mobile, and AI services
  • Defined microservice APIs and quality gates, managing releases through CI/CD
  • Leads integrations with local fintech regulations (ZATCA, SOCPA) and Open Banking, running pilot programs in KSA
  • Buy out exit

Business Development Manager

WalvisAlgiers2024–2025
  • Built a predictable outbound pipeline and led technical discovery for tailored proposals
  • Negotiated and closed new deals while tracking KPIs to improve win rates
  • Deployed a CRM with automation that cut lead handoff time by 70% and boosted conversion rates by 25%

Technical Project Manager

SARL BrainiacAlgiers2023–2024
  • Delivered multiple B2B projects on time and budget, running Agile ceremonies
  • Introduced Docker and GitHub Actions CI; slashed build times from 30 minutes to 5 minutes
  • Eliminated rollbacks and increased release cadence 3×

Product Owner

Fatoura appAlgiers2022–2023
  • Defined product strategy for an invoicing/payments SaaS ensuring regulatory compliance
  • Shipped self-serve onboarding flow and referral program, doubling active clients
  • Increased MRR by 120% through strategic feature prioritization

Product Owner

Rawatib appAlgiers2021–2022
  • Led development of a payroll and benefits solution
  • Prioritized backlog and coordinated user research sessions to iterate on features
  • Conducted competitor analysis to inform feature sequencing and roadmap decisions

Manager

EURL ChouihAlgiers2018–2021
  • Managed operations for a family business, focusing on compliance and efficiency
  • Coordinated PCI-DSS and PSD2 compliance efforts to meet financial regulations
  • Built BigQuery/Looker dashboards, transforming weekly reporting from 2 hours to 5 minutes

Skills Overview

Product Ops

Roadmapping
PRDs
OKRs
Agile/Scrum
A/B Testing
Data Analytics
User Research
Sprint Planning

Technical

JavaScript/Node
Python
PHP
Docker
CI/CD
Git/GitHub
Stripe API
Microservices
AWS

Regulatory Domain

ZATCA e-invoicing
SOCPA
Open Banking APIs
AML/KYC
PCI-DSS
PSD2

Languages

Arabic (Native)
French (Bilingual)
English (Fluent)

Let's Build Something

Interested in collaborating or learning more? Get in touch!